Excess Liability

If a school entity has a need, chances are that PSBA has a service, expert or program to meet that need.

When it Costs More than You Expected

This coverage responds when your underlying liability limits are exhausted.  Even with limited immunity for public school entities, there are exceptions that could bring about multimillion dollar awards.


  • Protection for catastrophic risks
  • Limits available up to $20 million through Old Republic Insurance Company, higher limits available upon request
  • Collective purchasing power to PSBA member entities results in competitive premiums
  • Broad coverage designed specifically for schools
  • Ability to provide limits in excess of school board legal liability, including EPLI and punitive damages extensions
  • Form includes sexual abuse, if covered in underlying liability policy

This program is available through your local insurance provider.  For more information about our Excess Liability program please contact us .



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