Privacy Protection

If a school entity has a need, chances are that PSBA has a service, expert or program to meet that need.

ACE Privacy Protectionsm PSBA Insurance Trust Policy

In this privacy-conscious world, any school can be affected by a breach of sensitive parent, student or employee information.

ACE Privacy Protectionsm PSBA Insurance Trust Policy approaches traditional network liability with an innovative new alternative. This next-generation policy focuses on privacy liability arising out of lost computer equipment, network security breaches and human errors. It even covers schools from mistakes made by outside service providers.

ACE Privacy Protectionsm PSBA Insurance Trust Policy also includes an identity theft response fund, broad network liability and other enhancements including Internet media liability and cyber extortion, which are available by endorsement.

ACE Privacy Protectionsm PSBA Insurance Trust Policy
Coverage Overview

Privacy Liability

  • Covers loss arising out of the school's failure to protect sensitive personal or corporate information in any format.
  • Provides coverage for regulatory proceedings brought by government agency alleging the violation of any state, federal or foreign identity theft or privacy protection legislation.

Network Security Liability

  • Covers liability of the school arising out of the failure of network security, including unauthorized access or unauthorized use of school systems, a denial-of-service attack, or transmission of malicious code.

Internet Media Liability

  • Covers infringement of copyright or trademark, invasion of privacy, libel, slander, plagiarism or negligence arising out of the content on the school's Internet website.

Identity Theft Response Fund

  • Covers expenses as required by law to notify students or parents whose sensitive personal information has been breached, as well as expenses to obtain legal, public relations or crisis management services to restore the school's reputation.

Cyber Extortion

  • Covers extortion monies and associated expenses arising out of a criminal threat to release sensitive information or bring down a network unless consideration is made.

For a more in-depth coverage review of this program, download this ACE-PSBA Privacy Protection document (PDF)

This program is available through your local insurance provider. for more information about our property casualty program please contact us.

 

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