School Leaders Legal Liability

If a school district has a need, chances are that PSBA has a service, expert or program to meet that need.

School Leaders' Legal Liability Insurance Coverage
through School Boards Insurance Company of Pennsylvania

(Rated "A-Excellent" A.M. Best Company)

The PSBA Insurance Trust is pleased to offer our members a School Leaders Legal Liability program that is superior to the alternatives available in today's school insurance marketplace.

COVERAGE YOU CAN COUNT ON

  • Coverage for Corporal Punishment, available by endorsement
  • Back Salary claims not excluded
  • Coverage for Punitive Damages, available by endorsement
  • Enhanced Employment Practices Liability coverage included
  • Coverage for Non-Monetary Defense Costs, available by endorsement for IEP claims
  • Cross claims and counter claims between insureds are not excluded
  • Failure to integrate or student discrimination claims are not excluded
  • Full prior-acts coverage, available with five year loss experience
  • Full limits in excess of deductible
  • Definition of insured includes employees, volunteers and student teachers at no extra charge
  • Limits up to $5 million
  • Insured consent to settle.
  • Definition of insured includes employees, volunteers and student teachers at no additional charge.
  • 12, 24 or 36-month supplemental extended reporting period available by endorsement. (60-day basic extended reporting period is included at no additional charge.)
  • Definition of claim triggered at administrative hearings.

This program is available through your local insurance producer.  For more information about our School Leaders' Legal Liability Program please contact us at (800) 932-0588.

The following documents provide a more in-depth comparison of the important elements and changes between the old and new programs: 
 
Insurance Fraud Hotline
PSBA Insurance Trust